Keeping your credit score in good standing is no easy feat, and you may even be experiencing hardships with it right now. Here are our tips to help raise your credit score fairly quickly!



  1. Get a free credit report and review it.

  2. Find out when your credit companies report payment history.

  3. Build your credit file.

  4. Pay credit card balances strategically.

  5. Be placed on a credible person’s line of credit as an authorized user.

  6. Ask for a higher line of credit.

  7. Set up your accounts on autopay.

  8. Pay twice a month until you get your bill down.

  9. Negotiate a lower interest rate.

  10. Dispute credit report errors.

  11. Get credit for rent and utility payments.

  12. Add to your credit mix.